REGULAR CHECKING ACCOUNT
- Minimum balance required to open is $100.
- There is no minimum balance to maintain, no below balance fee.
NOW CHECKING ACCOUNT
- Minimum balance required to open is $1,000.
- Interest rates and annual percentage yields may change monthly.
- Interest is compounded monthly and credited to account monthly.
- If the balance falls below $1,000 on any day in the statement cycle, account will be subject to a $10.00 Below Balance Fee for that statement cycle.
INVESTMENT MONEY MARKET FUND
- Minimum balance required to open is $1,000.
- Interest rates and annual percentage yields may change monthly.
- Interest is compounded monthly and credited to account monthly.
- The following fees and charges apply to this account:
- Excessive Transaction Fee: $2.00 fee applies for each debit in excess of the six per statement cycle.
- If the balance falls below $1,000 on any day in the statement cycle, account will be subject to a $10.00 Below Balance Fee for that statement cycle.
TRANSACTION MONEY MARKET FUND
- Minimum balance required to open is $1,000.
- Interest rates and annual percentage yields may change monthly.
- Interest is compounded monthly and credited to account monthly.
- The following fees and charges apply to this account:
- Excess Check Fee: $0.20 for each check in excess of twenty (20) per statement cycle.
- If the balance falls below $1,000 on any day in the statement cycle, account will be subject to a $10.00 Below Balance Fee for that statement cycle.
SAVINGS ACCOUNT
- Minimum balance required to open is $100.
- Interest rates and annual percentage yields may change monthly.
- Interest is compounded daily and credited to account quarterly.
- The following fees and charges apply to this account:
- Excess Transaction Fee: 6 withdrawals are allowed per month; there will be a $2.00 charge for each transaction thereafter.
- If the balance falls below $100 on any day in the statement cycle, account will be subject to a $5.00 Below Balance Fee for that statement cycle.
CERTIFICATE OF DEPOSIT
- Certificates of deposit are available in terms of 6 months, 1 year, 2 year, and 3 year.
- Interest rates vary.
- Penalty for early withdrawal on all certificates.
- Call the bank for rates.
IRA ACCOUNTS
- Individual Retirement Accounts are available to fit the individual needs.