REGULAR CHECKING ACCOUNT

  • Minimum balance required to open is $100.
  • There is no minimum balance to maintain, no below balance fee.


NOW CHECKING ACCOUNT

  • Minimum balance required to open is $1,000.
  • Interest rates and annual percentage yields may change monthly.
  • Interest is compounded monthly and credited to account monthly.
  • If the balance falls below $1,000 on any day in the statement cycle, account will be subject to a $10.00 Below Balance Fee for that statement cycle.


INVESTMENT MONEY MARKET FUND

  • Minimum balance required to open is $1,000.
  • Interest rates and annual percentage yields may change monthly.
  • Interest is compounded monthly and credited to account monthly.
  • The following fees and charges apply to this account:
  • Excessive Transaction Fee: $2.00 fee applies for each debit in excess of the six per statement cycle.
  • If the balance falls below $1,000 on any day in the statement cycle, account will be subject to a $10.00 Below Balance Fee for that statement cycle.


TRANSACTION MONEY MARKET FUND

  • Minimum balance required to open is $1,000.
  • Interest rates and annual percentage yields may change monthly.
  • Interest is compounded monthly and credited to account monthly.
  • The following fees and charges apply to this account:
  • Excess Check Fee: $0.20 for each check in excess of twenty (20) per statement cycle.
  • If the balance falls below $1,000 on any day in the statement cycle, account will be subject to a $10.00 Below Balance Fee for that statement cycle.


SAVINGS ACCOUNT

  • Minimum balance required to open is $100.
  • Interest rates and annual percentage yields may change monthly.
  • Interest is compounded daily and credited to account quarterly.
  • The following fees and charges apply to this account:
  • Excess Transaction Fee: 6 withdrawals are allowed per month; there will be a $2.00 charge for each transaction thereafter.
  • If the balance falls below $100 on any day in the statement cycle, account will be subject to a $5.00 Below Balance Fee for that statement cycle.


CERTIFICATE OF DEPOSIT

  • Certificates of deposit are available in terms of 6 months, 1 year, 2 year, and 3 year.
  • Interest rates vary.
  • Penalty for early withdrawal on all certificates.
  • Call the bank for rates.


IRA ACCOUNTS

  • Individual Retirement Accounts are available to fit the individual needs.